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Expansion, disruption and competition are the defining themes of our respondents’ outlook for 2019. The race is most definitely on. “It will be the year when more digital banks and platforms come of age, driving more competition between traditional high street banks and amongst themselves,” said one leading fintech. “Big banks will start stepping up…
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The FinTech sector is not immune to changes in broader market sentiment or geo-politics – and 2016 was a year of unusual volatility. Eurozone anxiety is set to continue with elections in many countries looming large in 2017. In fact, investment in FinTech globally held up remarkably well during 2016. Innovate Finance data suggests there…
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Financial services regulation in the UK is broadly carried out by the FCA and the Bank of England (including through the Prudential Regulation Authority (PRA)). The FCA’s regulation aims to protect consumers from harm, protect and enhance the integrity of the UK’s financial services sector, and promote effective competition in the interest of consumers. The…