Fintech
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Ultra low rates, new regulations and the need to invest in updating their businesses mean many UK and global banks are struggling to make their cost of capital. This will drive changes to firms’ business models as they look to improve efficiency, resilience and customer experience. Technology is enabling unbundling of activities which historically were…
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Expansion, disruption and competition are the defining themes of our respondents’ outlook for 2019. The race is most definitely on. “It will be the year when more digital banks and platforms come of age, driving more competition between traditional high street banks and amongst themselves,” said one leading fintech. “Big banks will start stepping up…
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The UK is viewed as a leading location for FinTech thanks to its position as both a top financial services jurisdiction and one of the highest ranked global technology hubs. It cannot rest on these laurels, as there is competition from Asia, the US and increasingly from Europe. Global expansion is essential for scale and…