Research Reports
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We expect fintech businesses to take longer than some traditional startups to reach profitability. They prioritise reinvestment in order to scale as their business models often rely on volume in order to achieve profitability. Financial services is a heavily regulated industry with a large legacy technology and transactional infrastructure. Both these challenges need to be…
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This is the fourth annual British Business Bank report on Small Business Finance Markets, setting out the latest evidence on the ways in which finance markets support smaller business and help them contribute to improving productivity and growth in the UK economy. Our understanding of smaller business finance markets, both in terms of demand for…
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According to the report by PWC, despite discussion on social media about the things that AI will be able to achieve, the majority of studies that have sought to answer this question have focused on the risks of artificial intelligence to employment. More recently some researchers have recognised the potential that this automation has to…